OK, so you banged up your fender in a minor car accident. Bummer! But at least no one was hurt. Now, take care of these five things before doing anything else.
A minor car accident is often referred to as a fender bender. This is where you have a crash, and there is no serious injury of any of the parties involved.
While things could be a lot worse, a fender bender still leaves you with a lot to deal with. You need to think about reporting the accident to the police, your insurance company, and the DMV. Then you need to worry about the damage to the vehicles.
It can be hard to know what to do in a fender bender. Do you have to call the police after a minor car accident? This is just one of the countless questions you’ll probably have after a car crash.
In this article, we’ll discuss what you need to do following a minor car accident.
1. Keep Calm and Make Sure Nobody is Hurt
You may think that just because you’re not hurt by a car accident, that nobody else will have been. Calmly check in with any passengers in your vehicle and with the driver and passengers of any other vehicles involved in the collision.
Pay attention to the head, neck, back, and legs. If anyone is hurt, call 911 straight away.
Some injuries may not show up straight away as you may be in shock. Even if you’re not feeling any physical pain right now, it’s always advisable to get yourself checked out.
2. Exchange Details With the Other Driver
Decide on whether you need to move your vehicles from where they are, and exchange details with the other driver.
You might be inclined to apologize for the accident even if it wasn’t your fault. Don’t. Instead ask whether the other driver is okay, and don’t admit liability.
3. Take Photos and Make Notes
Gather up as much evidence as you possibly can for your insurance company. This will make it easier for them to ascertain what has happened and to decide on who is at fault.
You may need to send this information to a lawyer such as sweetlaw.com so make sure you gather as much as possible.
4. Call the Police
In all cases, after a car accident, you should get in touch with the police to report the accident.
The police will be able to assess the accident site and ascertain what has happened.
Getting a police report of the incident can help to protect you against insurance fraud.
5. Call Your Insurance Company
Finally, call your insurance company. It is very important that you do this as soon after the accident as possible while all of the details are still fresh in your mind.
The insurance company will look at who was responsible for causing the collision. Whether you were at fault or not, you must report the accident to your insurer.
Have You Been In a Minor Car Accident?
Following a minor car accident, stay calm and remember to gather as much information as possible. Try and remain calm, and remember that you may still have injuries even if you don’t notice them straight away.
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